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There are a large number of laws that create a paper trail when substantial amounts of cash are used.

If you withdraw more than $10,000 in cash, your bank has to report it to the government.

If the bank thinks you're 'suspicious', they have to report it to the government.

If a business accepts more than $10,000 in cash it has to report you to the government.

The US is actually more lenient in this regard than some countries, where large cash purchases are (or will soon be) banned outright.



Apologies for my curiosity. But which countries ban (or are about to ban) large cash purchases?

Very much appreciated if you have references or pointers.



Italy has already been mentioned in the replies.

Sweden is another one. Actually they are currently discussing/planing to completely ban cash transactions: http://www.bbc.co.uk/news/world-europe-10538032


Thanks for the link.

I'm not surprised regarding Italy (where I had to produce a passport and get myself registered in order to use an internet cafe), but Sweden does surprise me.


I doubt that cash that is used in most illegal activity comes from banks that report suspicious activity.


the limit is now $4000 not $10,000


No it is about $3000, if the bank employee thinks something is "suspicious". $10K is always reported, anything lower than that is at discretion.


What? In the U.S? When did they change it? I don't recall ever seeing that.




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